General Type

• Term Loan
• Overdrafts
• Uncommitted Revolving Loan
• Project Loans

Trading Type

• LC/TR facilities
• Packing Loan
• Import side Invoice Financing
• Export Invoice Discounting
• Committed Revolving Loan against  invoice

SME Financing Guarantee Scheme type

• SFGS loan 80% guarantee by HKMCI: Up to HKD 18,000,000
• SFGS loan 90% guarantee by HKMCI: Up to HKD 8,000,000 (share limited with 80%gurantee)

Special 100% Loan guarantee scheme

To ease the cash flow problems of enterprises adversely affected by pandemic of COVID -19, the special 100% loan guarantee scheme be introduced under the scheme be announced in 2020-21 budget speech. The maximum loan amount for each eligible Enterprise is the total amount of employee wages and rents for 27 months or HK$9 million, whichever is the lower. The maximum repayment period is ten years. The application period for the Special 100% Loan Guarantee is until end-March 2024.